My name is Pradeep Kumar V K holding a H D F C Credit card no 4346771007563076, I have been useing this card since 2004 with a credit limit of Rs 2- But after 2005 i stoped useing my card and only kept on paying the balance amount, I do agree that their was some delay in paying but still whenever the collection person had asked for the payment i made it a point to pay at least the minimum amount - mean while i was transfered from bangalore to Mumbai in may and still i kept paying the amount, once i asked the collection person what is my balance due and he told me its Rs 61000/- just imagine my cr limit is only Rs2- how can the balance become Rs 61000/- he told me you do this minimum payment and you can have a settlement of account i agreed and did the same but after receving the payment he did not turn up to me and again the matter became pending, one fine day one Mr. Nagaraj had called me and told" we are redy to settele your account please pay Rs 1"- i told him right i will not be able to pay him in single go please give me an option of instaulment for which he did not agree and started sending bad S M S to me (i Still Have Those SMS) than later one Mr Deepak had called me and told me to Pay Rs 1- as settlement amount with four EMI's . i made two EMI's on the Month of December and Jan mean while i lost my job and could not make further payments but still I informed Mr Deepak about this and also told him as soon as i get some cash i will do the same - on 2nd of April I recived a cq of Rs 72322/- as a final settelement from my old company which was the only saveing I had and I deposited the same in H D F C account My S B account No being 00771050078378 and as soon as I deposited my Cq I called up Mr. Deepak that i have got some money with me and i want to settle my account for which he told me since I have not paid for last two months now the settlement is void, i informed him to help me on the matter and he agreed to do so telling that Rs 10000/- to be paid again i still agreed but for all my shock when i checked my S B account on the same day i found that@ Rs 63000/- had be blocked from my S B account without any notice i tried to call each and every person but nobody is giveing me a correct answer nor are they trying to tell me with whom should I talk to till today ie 6th april Today somebody called me an gave the number of Miss Nitu Sharma - 080-66956104 I kept on trying to this number but the phone is always engaged, I kindlly request all to help me out of this problem and I would also like to ask the cr card person how can you block my S B account without any notice and I request them to look into my account as i have mentioned earlier I stoped useing the Card in 2005 but was always makeing the payment till jan
please help me out
Pradeep Kumar vK
0 comments