I had a credit card from HDFC. I used it for around 2 years. I have to make some payment to them. Outstanding amount is 90, 000. With interest, late fee and overlimit charges and all other charges, where the principle amount is just 32, 000. I have total purchase of 119, 000 and I have already paid the bank Rs. 80, 000 by paying minimum amt.
Now these people are harassing my family members a lot. Please tell me what can be done. I am ready to settle with matter for 30k and thats what I can afford. Kindly revert. Thanks.
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