Dear Manager,
Have a look in attchment. I had deposited your EMI along with penal amount on 21st Oct, but instead of checking your system you are resending for collection just to make money { 1st time in history your resending}
On 23rd Oct - 09, There was a balance of Rs 50000/- [ for the short of Rs.10-20, I have already paid Rs800 Penalty, and again you want me to pay another Rs 800.
Check your donkey system and make my account good, other wise i will forward to RBI and number of NRI.
This is the urnest request to HDFC & ICICI Bank.
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