HDFC Savings Account
Delay in depositing cheque

Hi,

I deposited an outstation cheque worth 1 Lac from SBI to my HDFC account in Noida on 5th June. The amount was been debited from the SBI account on 16th June but still the amount has not been credited to my HDFC account. They are not giving any info. and are not actively pursuing the issue and are asking me to wait for few more days. Did I mention all the harassment they give everytime I call/visit their branch?

Please tell if this delay in debit and credit should be accepted or should it be followed up legally. Please also suggest suitable legal actions to start with.

Thanks,

Pawan