If someone is planning to invest the money with HDFC standard life policies, please do not choose this option. Its better to let govt deduct the tax. After two years I came to know that NAV of my hard money is now less than 50% because first year they deducted 60% of the installment amount as charges (paid 20000 and bank deducted 12000 as bla bla bla... charges) which was never told to me.
Yesterday i got the statement and shocked when I saw the NAV. Today when i called customer care then i came to know all these false and/or hidden conditions. Till now I lost approx 18000 rs whereas i have paid 40000 to the bank in last two year. You will be surprised to hear that HDFC CSR told me that you will get 40-50% returns per year but I'm loosing 40-50% per year. Thanks
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