Respected Sir,
I had taken a two wheeler loan from HDFC Bank. Due to my fathers accident 1 cheque is bounced. So today Date : 13/05 i went to Naroda, ahmedabad, gujarat.when i came back my vehicle is not at its place i was shocked i thought that it was theft by some one. But later i come to know that it was theft by the recovery agent of HDFC Bank without any call and in my absence. I immediately went to their collection department and i met Mr. Rocky Patel i told him that i want to windup my loan and want to close the account by paying Rs.10556/- which is an outstanding amount but he refused and asked me to pay Rs.20000/- as full & final amount which includes Rs. 7000/- as latepayment & bounce charges and Rs.5000/- and seezing charge of vehicle i was really shocked and i request him to please reduce some amount i am ready to pay my remaining emi amount by they could not agreed. Is this a nominal amount of charges they are charging. Is this a employees of HDFC Bank.
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