Hello Sir,
My name is Nitesh S Maske. Presently working with Cognizant Technology Solutions.
Recently i applied for personal loan for Rs. 250000 from Barclays Bank. HDFC, Citibank but the application was rejected i wasn't aware what happening. When i insisted the DSA agencies to tell the reason why the application is getting rejected everywhere they said your named appeared in Cibil defaulters List.
I never been a defaulters the day i opened my both account with ICICI - 002601522288 and Union Bank of India. I owned a personal loan of 150000 were the emi monthly is Rs. 4784/- which never been bounced and it is almost 12 months now paying the emi.
Still why the loan application is getting rejected everywhere.
Kindly suggest the proper reason for the same so that the necessary action will be taken from my and banks site.
I m ready to submit a letter from ICICI and Union Bank of india branch stating that i m never been a defualters.
Becuase in this month i m planning bur the house in mumbai were i required home loans. Kindly help me to come out from rubble and chaos situation.
Regards,
Nitesh S M
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