Dear Sir,
I had take Hyandi Getz from Trident Hyandai in September and there was a scheme which was going on wherein, I had to pay for 32 instalments.
Loan Amount availed was Rs 3, 59, 000
Payment terms was like this:
Down Payment; Rs 1, 22, 000 which included (103000 1EMI 650 359)
They explained me in the sheet which I have with me that I have to pay Emi of Rs 8350 for 31 months inclding the advance EMI and end of 32nd month had to pay Rs 96600 and close the loan.
I guess it was some Bullet scheme which Sales person at Trident sold me mentioning its 0% scheme for 30 months and end of tenure I had to pay the difference amount.
I have the sheet explaining everything which is very clear. I also got the agreement copy wherein they have striked the advance EMI and written it as zero without any sign or initial.
Now, shokingly they have charged for 35 EMI's @ Rs 8374 and last cheque that they have put is for Rs 1, 47, 000. which is just unaccepted and unfair.
I have been cheated and last cheque got bounced and I have still not paid the last amount. I really want to close this as agreed and as explained to me.
They have put me in some Buy Back scheme which I was not even aware of.
I have visited ICICI bank and have spoken to few executives for few times but no one is addressing my problem.
I personally visited @ trident Hyandai and met Ms Meena-Finance Incharge and Mr Santosh-Relationship manager from ICICI. They promised to get back to me in 7 working days but even after repeated calls they are not responding.
I feel, I have been cheated and feeling so disgusted for choosing ICICI Bank for car loan and choosing trident for buying the car.
Request you to help me sort this out, I really want to pay the balance amount and close this account once for all.
Regards,
Mallikarjun-9986044791.
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