ICICI Bank has charged me on Cheque bounce. In this case i am the depositor of the cheque and receiver of the fund. I have heard that cheque bounce charges are levied on the A/c which doesn't have fund or signature mismatch or any other reason of bouncing the cheque. When i asked for the explanation ICICI Bank employee told that it is under RBI guidelines. In this case i want to know, where is my fault, I have got a cheque and i have deposited it. If something is wrong in issuer's account then why i should suffer for that. I am attaching the mini statement from my Internet banking A/c.
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