ICICI Bank Credit Card
EMI CHARGES

I was using an credit card of the bank

issued to me around 3 years back. Bank has sent me an EMI card without

explaining me the terms or condition of card without any application. I was

of the impression that this card has the same features i m using earlier may

contain emi features additionally. i have used that card first on 29 th dec.

08. when i have seen the online statement after two days this transaction

has been converted to emi without my knowledge. i have made the payment for

the purchase price on the same day and mail to bank that they should reverse

the charges as i dont require emi facility.

But bank hs not reversed the charges and i m getting calls from the bank now

for payment which they have debited on quarterly basis for delay in payment

while i hv made the payment within two days of the tranaction as and when i

come to know that every transaction will converty automatically.

i hv never applied for this card and not accepted any terms and condition of

the card.