Harassment, Terrorised and mental torture from ICICI BANK Recovery Goondas asking me to sell my body organs to pay up the loan amount for Personal Loan Account Number LPSUR00009889296 and LPSUR00012373328,
Your Highness,
My sincere PRANAM and NAMASKAR to you and your office. I am Ashwini Rajnikant Kudianawala, aged 35, residing at Surat, State Gujarat, hereby state as under,
The ICICI Bank, based on my banking transactions of my Savings Bank Account 005201506581, offered me a PRE APPRIVED PERSONAL LOAN of Rs. 1, 69, 081.00, on 20/03, who? s ICICI. Loan Account Number is LPSUR00009889296. My first installment of Rs 6268/ was debited on 05/05. Again after a period of some months, based on my past payment transactions and credibility, the Bank provided me one more PRE APPROVED PERSONAL LOAN, on 14/01 of Rs 3, 49, 955.00, which was again credited to my ICICI Savings Bank Account 005201506581, whose Loan Account Number LPSUR00012373328. My first installment of Rs 10, 330/ was presented in the month of Feb 5. Since then, on every 05th of each month, the monthly installments were being debited. But, since Feb 5th, I am unable to pay, due to the financial melt down which had severely affected my income. I am running tuition classes and Drawing classes. Due to the economic meltdown, prevailing, the students are unable to pay the fees on time, and that has had a cascading effect on my income, too. I had bought this to the notice of the banking officers and at the corporate office of the ICICI Bank, and other various departments of the bank from time to time in my earlier mail and fax since the month of February. Ever since then, RECOVERY GOONDAS from ICICI Bank, deliberately keep on visiting my premises and keep on harassing me and my husband, for the outstanding amount. I and my family are being threatened by unsolicited calls made at the office landline number. The caller does not introduce himself and uses abusive language which can be termed as below the belt language. I have asked the company officials visiting my premises to send me a communication in writing rather then keep on visiting my premises at unwanted times and events. I am being coerced and threatened by informing me that the company has several ways of collecting its dues and that a well known Anti social, anti national element will be visiting my premises to collect my due, failing which my family will be physically assaulted, and publicly humiliated. I feel threatened and mentally disturbed by the turn of events taken place since last some days, wherein I am subjected to humiliation. The ICICI Bank so called recovery Goondas are deliberately informing my loan / financial status to my neighbours and to persons known to me. They visit my residence at unwanted time before informing me and make a tamasha by speaking out loudly and by using below the belt language. I was threatened that in any case I will have to cough up the amount even if that means by selling any parts and organs of my body. The bank will not mind stooping to its lowest level in recovering the dues. The last instance of threatening took place on 10th February, where in some six persons visited my residence in my absence, where in my guests were present at my residence. The visitors were rude and uncivilized in their language and threatened my guests with all the possible filth language they could. They left a message that I should call some one Rakesh DADA on 9374413148. Yesterday, on Feb 18, some five persons visited my residence in the evening in my absence, where in my son who is 13 years old and my daughter who is 10 years old were alone at my residence. These people literally manhandled my son and physically assaulted my son and pushed him by forcibly entering my premises. They physically searched my residence for my presence, where in I was not available and my son informed these goondas that my parents are not available at home at that moment. They abused my son and threatened my son that they would be coming late night with some more persons and pick his parents that is me and my husband and publicly assault. My son was made to cry and he is now terrorised by those goondas who claimed that they were from the bank and the bank is authorised to take illegal steps to recover the amount in any case and any circumstances. On my return I called up the number these so called bank officials had left with my son. I was threatened on the phone that he was not from recovery agency but from the bank itself and that he had come with the blessings of some very big person who was not afraid and who cared the least for any law of the land. My son is now literally terrorised and under depression. He has his school exams and he is not in position to eat not speak. Every time they leave some new numbers and some new names to call. I wrote a mail to the bank on 19th Feb mentioning the tamasha made by none other but that of the banking officers who had then claimed that they can do everything illegal even to the extent of recovering the dues by selling my kidneys.By the time I reached home, on 19th Feb I was again informed that again some 4 persons had come to my residence and again had made some new tamasha. I WISH TO ASK THE BANK AND ITS OFFICERS SITTING IN AC CHAMBERS, DO THEY WANT TO KILL ME AND MY FAMILY??
IF YES, PLEASE COME AND KILL ME AT ONCE AND FOREVER..
INSTEAD OF COMING AND KILLING ME MENTALLY AND DAY BY DAY, EVERYDAY.
I AM TIRED AND WISH TO STATE THAT I AM PUSHED TO THE CORNER, THINKING THAT BECAUSE OF ME, MY FAMILY IS BEING TROUBLED AND INSULTED EVERY NOW AND THEN, WHEN EVER THE BANKING STAFF AND PERSONS OF OFFICER LEVEL COME AND ABUSE AND THREATEN ME AND MY FAMILY IN MY RESIDENTIAL PREMISES. I AM NOT ABLE TO SHOW MY FACE TO ALL AND EVERY ONE OF MY NEIGHBOURS AND SURROUNDINGS. I AM HUMILIATED, INSULTED, ABUSED, THREATENED, INSHORT, I AND MY FAMILY ARE TERRORISED BY THE ICICI BANK OFFICERS. THE PERSONS COMING TO MY RESIDENCE SAYS THAT THEY ARE NOT FROM ANY AGENCY AND THAT THEY ARE FROM THE BANK, AND NO RULES OF RBI OR SUPREME COURT IS APPLICABLE TO THEM. THE RULES OF RBI AND SUPREME COURT ARE APPLICABLE ONLY ON RECOVERY AGENCIES AND NOT TO BANKING STAFF.
PLEASE COME AND KILL ME AND MY FAMILY, IF THAT IS THE AIM AND MOTIVE. MY SON IS IN MENTALL TRAUMA. HE IS NOT ABLE TO CONCENTRATE EVER SINCE THESE ICIC BANK OFFICERS CAME AND THREATENED HIM ON THE DAY OF FEB 18. HOW AM I GOING TO LIVE IN THIS WAY. BETTER THE BANK SENT THEIR SENIOR OFFICERS TO MY RESIDENCE AND KILL ME OR IF THEY WANT ME TO KILL MYSELF, PLEASE TELL ME. I AM TIRED OF THIS TERRORISM BY THE ICICI BANK AND ITS BANKING SENIOR STAFF. THE BANK AND ITS STAFF ARE NO DIFFERENT FROM THOSE TERRORIST WHO COME AND KILL PEOPLE, UNINFORMED. THE SAME IS IN MY CASE. I WROTE TO THE BANK CORPORATE OFFICE on 18 Feb and again on 19th Feb again some other persons claiming from the bank officers come and again threaten my family. How am I going to live in this environment?? The copy of the banking correspondence is mentioned below for your kind referral.
Your Highness, on every visit of these recovery goondas and of the senior officers of the bank, I have asked these so called visitors to act as per the law of the land, but I was shocked to hear when the so called visitors informed me that it was they who had given me the money and not the courts, and that they shall keep on troubling me till I don? t cough up with the outstanding dues. I was informed that my case has been referred to the final basket wherein I must be ready to face retaliation from well known Anti national and anti social elements. These people keep on calling my work place, wherein the caller does not identify himself. He starts his conversion by using filthy language and begins threatening me. I was shocked where in at one occasion, he informed me that he does not care for the Judiciary, and that he will not let me live peacefully, as he has been instructed to extract the outstanding funds from me by hook or crook. These recovery goons often keeps on calling and states that they do not believe in the Courts and the law of the land, as it is not the courts who have funded me but it was them who funded me and that I will have to cough up the outstanding amount in any case even if that amounts to selling any parts and organs of my body. I am terribly scared at the security of my family.
your Highness, I had availed the loan from a banking institution. They ought to behave in accordance with the law of the land. It is highly deplorable and disturbing to note that they are referring such cases to well known fugitives and to anti social elements. I request you to kindly help me and ensure mine and my family? s safety, from these recovery Goondas of the ICICI Bank. My husband is a handicapped person and I fear they might hurt us. I hereby, wish to state that in case I or any of my members in the family are hurt or are physically assaulted resulting in also loss of lives, the complete blame and responsibility should be completely attributed to the recovery Goondas of the ICICI BANK. I conclude my letter with immense grief and pain, PLEASE GUIDE ME.
Thanking you
Ashwini Kudianawala
Surat
State Gujarat
INDIA
0 comments