Please do not avail personal loan from ICICI Bank. The bank is cheat. Even if loan is availed from any other source, please do not avail loan from this bank.
I am a salaried customer of ICICI Bank for more than 10 years. I was sanctioned a Personal Loan of Rs 100000 on 2/1/07. I was regularly paying the instalments from my salary account with ICICI Bank. Monthly instalment is Rs 3516. Surprisingly, now it is observed that the total available balance is always less by Rs 3516. The actual balance displayed is less by Rs 3516, which is not deducted towards the loan. Every month, cheque return charges and other charges are deducted every month without my knowledge from my account without my permission. I have complained about it to the customer care, but the customer care harassed me by saying that once the loan is availed, I will be liable to pay whatever hidden charges levied by the bank.
Dear friends, please stay away from ICICI Bank personal loan.
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