Gentlemen/Madame,
With reference to the subject, I have put in the complaint to ICICI but there is no response; I would appreciate it if you would look into the matter and resolve it so that I can continue loan repayments regularly.
Regards,
Dr. Rajiv Joshi
July 31
Dr. Rajiv Joshi,
14 - B, Tilak Nagar, (Ground Floor),
Nagpur 440010, India
Dear madam/sir,
I am sure impact of my previous email on amortization is
understood; I eagerly await response after which I continue
further payments from my side.
Your team of agents is either dumb or uneducated and untrained.
When I take a loan from your bank please understand that neither
of us is obliging the other; it is purely my need that the bank is
catering to and not that of my family; kindly train your agents in
Collection deptt.; they harass my family over telephone about my
payments; my family has nothing to do with it so refrain; or else
matter goes to your Chairman Managing Director and Executive
Director. Take care.
Regards,
Dr. Rajiv Joshi
Note: Forwarded message attached
-- Original Message --
From: "Rajiv Joshi"
To: [email protected]
Cc: "preeti . laxminarayan"
Subject: Fwd: Amortization schedule for MH31 BB8806
RMJoshi
(Dr. Rajeev Joshi) Gentlemen,
I am forwarding the mail I have sent to an email address given me
by one of the ICICI staff at the ICICI collection centre at Civil
lines Branch Nagpur.
I would request an early action in this matter.
Regards,
Dr. Rajiv Joshi
Note: Forwarded message attached
-- Original Message --
From: "Rajiv Joshi"
To: [email protected]
Subject: Amortization schedule for MH31 BB8806
RMJoshi
(Dr. Rajeev Joshi) July 28
Dr. Rajiv Joshi,
14 - B, Tilak Nagar,
Nagpur 440010
India
Manager,
ICICI Bank / ICICI Collection,
Dear madam / sir,
Sub: Loan against MH31 BB8806
Ref: Amortization schedule as at subject above
Kindly note that the amount mentioned at top right hand column 3 &
4 row 5 reads EMI Rs. 3, 940 which means to me that the monthly EMI
which I have to pay is Rs. 3, 940/-.
I have so far paid 19 instalments of EMI as Rs. 4615/- an excess
of Rs. 675/- per month for 19 months. I understand that the first
month charges are Rs. 675/- over and above Rs. 3, 940 which is Rs.
4615/- and understandable.
Prior to paying my first instalment I have checked this point with
the concerned executive one Mr. Manmohan whose manager was one Mr.
Agarwal both in Nagpur Civil Lines office of Nagpur. I was told by
Mr. Manmohan that an EMI of at least 4500/- would fetch me credit
card facility hence I agreed for it.
Kindly note that so far I have paid an excess of Rs. 12, 150/- more
than required.
Kindly look into the matter and make necessary amendments to the
schedule so that the matter does not go to the Chairman and CEO of
ICICI
Kindly revert ASAP
I look forward to hearing from you soon in this connection
Regards,
Dr. Rajiv Joshi
RMJoshi
(Dr. Rajeev Joshi)
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