ICICI Credit Card
Fake charges on my credit card

Hi,

I have paid all my due charges on any bank always on time. In Jan'08, I did not receive my bill on time and hence paid the ICICI credit card amount after due date. Since then, I never received any phone calls or e-mails from ICICI bank regarding late fee they applied on my account. I was not in India for next 6 months however my phone was still active. I never received any hard copy of the statement and I didnt expect it too because I had paid all their charges.

In July, when I came back I received their statement asking me to submit around Rs 3000 or they threaten me to forward my details to Credit Information Bureaus. I called them up to resolve this however they never followed up with me despite me regularly calling them. Just before submitting this, I called ICICI again however they never let me speak to the right person and said that I have to pay this amount. I never spent a single penny on my ICICI credit card from this 3000 Rs that they are charging me. Infact I never used my card since Jan'08. Please look into this.

Thanks and Regards,

Vikas Malhotra

9810767815