I AM ICICI HOME LOAN CUSTOME FROM 2005.
MY LOAN AC NO. LBHYD00001173173. FLOATING INTEREST.
AT THE TIME OF SANCTION RATE OF INTEREST IS 8%. (FRR-0.75%). LOAN AMOUNT IS RS. 5 LACS ONLY.
AS ON TODAY THE INTEREST RATE IS INCREASED TO 13.5% P.A. WITHOUT ANY INTIMATION.
RECENTLY RBI REDUCED INTEREST RATES. THAN ICICI INFORMED MEDIT THAT THEY ARE REDUCING 1.50% INTEREST FOR NEW HOME LOANS ONLY. I HAD CONTACT BANK PEOPLE FOR REDUCING THE RATE OF INTEREST, BUT THEY ARE NOT WILLING TO DO THAT. ALL OTHER BANKS MAXIMUM HOME LOAN INTEREST RATE IS 11.00%.(NOW IT IS REDUCED TOO).
PLEASE ADVICE WHAT TO DO.
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