Dear Freinds,
Since past three month I received some SMS from ICICI bank asking me to repay some outstaing lona installment where thy had mention their loan account No. is XXXXXXXXXX Some No. and if do not repay the same they will compain to CIBIL for dealyed in payments.
Please not that me and family was houng some of loan from ICICI Bank way back in 2004 and the same was also been repaid by us in before July. In Fact I had repaid all my personal, Hosingand other loan during this period and I had not received any call till this date.
Now, since I received call from bank almost after 4 year what you expected to, i.e. there is some one who had taken loan my my behalf and they had deelayed in loan repayment or there is some where bank had not close my loan account in their bank and I am received the SMS from Bank for the same.
What I should do for this. Also let me know that for how many years you are liabile to maintain the documents for loan repayment?
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