ICICI Personal Loan
EMI Bounce

I have opted a Pl of 4 lakh . & my EMI is around Rs. 1- . I m in CA final Yr.

and I have decided to Pass CA final exam so that I could not repay my last 6 EMI

and Further I cant Repay next 9 EMI, since I have to make full fledge study without

dooing Job. But recovery officer is not considering my problem and threatening me.

Anybody suggest me If it is possible to stop paying EMI for such 18 months, if

yas tell me the procedure. Because recovey people are harrasing me.