Dear Sir/Madam,
I availed a Vehicle loan from Indusland bank as per below mentioned details
Name Anil Verma
Father’s Name Bansal Singh wrongly mentioned, actual Mr. Basant Kumar Verma
Loan A/c No HDK02283H
Contract Date 23/10
Location Kurukshetra (Concerned branch Karnal)
First of all I would like to make you aware that I have not received any repayment details since sanction of loan. As per contract term I had given 24 cheques for repayment of this loan @ Rs 1506/EMI. I paid every EMI every month without any delay or without skipping. But I was served legal notice ated 12/2 mentioning non-payment of EMI without mentioning a particular month due to insufficient funds. I approached at Kurukshetra office with copy of this legal notice and I was told that you have not paid Aug 07 month EMI and you have to pay this month payment with late payment charges. But at that time there was sufficient fund was available in my bank a/c. then they told me that cheque of Aug 07 month was lost by bank but they were not ready to take the responsibility nor they want to give me that in writing.
Then again I was served a legal notice dated 9/12/08 demanding regular payment of Rs.1506 705 late payment charges. Then I replied it thorough my lawyer and finally got reply dated 6/12/08 and settled for regular EMI of Rs.1506. I paid this amount through cheque no 226948 of Punjab National Bank which was credited to you’re a/c on 15 Jan 09.
I am facing a problem that I had applied for a home loan from LIC housing finance ltd. and loan is put on hold because they told me that my name is in defaulter’s list i.e. in CIBIL. I still can not apply in other bank due to that.
As per my track record I paid my loan at regular interval and without delay any payment. The one payment which was skipped in month of Aug 07 was only because of cheque misplaced by Bank officials.
Sir i would like to request you to please look into the matter and help/guide in this subject matter to come out from this situcation.
Regards
Anil Verma
9873903710
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