I AM USING HSBC CREDIT CARD NUM.4476 9254 9789 7053 & 4476 9254 9829 9978 I HAVE MAKE ALL MY PAYMENTS BEFORE DUE DATE.I WAS CHARGED FOR THE ANNUAL FEE BUT AT THE TIME OF ISSUING CARD I WAS SAID THAT ITS A LIFE TIME FREE CARD.THAN TO I WAS CHARGED SO I DIDNT PAY THAT AMOUNT FOR WHICH IT WAS CHARGED TO ME LATE PAYMENT CHARGES & ALL.FOR THE SAME I HAVE WRITTEN THE MAIL TO HSBC BUT THERE WAS NO RESPONSE & AFTER THAT I STARTED GETTING CALL FROM DELHI BRANCH REGARDING THE SAME & THEY WERE HARRASING US DAILY THEY USE TO CALL ME 8 TO 10 TIMES A DAY & WERE TALKING NONSENCE.
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