I have taken loan from LIC Housing Finance. The name of the executive allotted is to me Mr. Atul. My file sanction number is 170230.
Firstly, my loan approval letter took more than one month to get approved. I came to know that -Rs is the documentation fee but he had charged 4000/-Rs from me. Then, the first amount was not getting disbursed. He said that Grihsuraskha plan is compulsary after taking finance from LIC Housing finance. In my case me and my wife both had appled for loan then we both had to take this policy separately. But by other sources i came to know it is not compulsary.
After, first disbursement i have given a second disbursement letter. Today it is more than 10days but he is still saying i don't know at which date it will be disbursed because in the end of the month bank does not look after this type of work. My builder has now applied 18% ineterest on the value. Is this my fault whether the bank is not working on this type of document in the end of the month? Why should i suffer if i had applied so earlier? Why my loan is not getting disbursed still after giving all the documents?
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