I am a central Govt. employee working as a Group B Gazeted officer in the Ministry of Home Affaris. I did apply for a housing loan to purchase of a flat at Bilaspur (Chhattisgarh). When I contacted the Area office of LIC HF Bilaspur, I was told that I could be sanctioned a loan of Rs 7.75 Lakhs. I paid the advance for the flat and got the flat registered on my name. After a few months LIC HF released an amount of Rs 6.37 Lakhs saying that the remaining amount could not be released as my case is a high risk case. I was initially given the offer letter of Rs 7.75 Lakhs and my EMI is being charged @ Rs 7479 /-(that is EMI for the loan of RS 7.75 Lakhs). The flat has not been handed over to me as I am yet to pay the builder the remaining amount of Rs 1.37 lakhs (remaining part of loan). What should I do? Should I register the complaint agaist the company or explore other ways?
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