Dear Sir,
LIC Housing bank, Noida sanctioned me a housing loan of Rs. 40 lacs for a flat under construction with loan a/c no. 10063695. The cost of the flat for loan approval is 45 lac (includes basic cost Rs. 2856000 deluxe specifications Rs1533500 parking 1 lac) plus 150000 club/ecc etc. The bank has paid 39 lacs till possesion of the house. I have already taken the possession of the flat and submitted the paper to the bank.
The mentioned loan has a condition of 2% prepayment and interest rate as 10.75%.
Now, I am looking for top-up loan for the registration of the flat
costing around Rs. 3 lacs. I approached the same bank but the bank is not accepting the application form and not replying any written answers for my submitted grivances dated 17th May 08.
Now, I feel that LICH is not co-operating me by not paying the balance 1 lac of sanctioned amount for taking the possesion and by not accepting the top-up loan for property registration. And, the bank is not providing any written reasons for this.
Can I ask for the compensation for the breakage of promise/ agreement by the bank and the subsequent harassment?
Regards,
Rajesh Kuma
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