Dear Sir,
Iam sorry to inform you that I had issued one A/C payee chq no 075303 dt 27-12 of IDBI Bank, Salt Lake, Sector V, Kolkata-91, for Rs 50, 000/- (Rupees Fifty Thousans) only in favour of LIC of India at the Kharagpur branch for paying my LIC premium, but Chq has bounced back with remarks "INSUFFICIENT FUND".
The LIC of India Kharagpur branch returned the cheque to me with their comments and status of the ploicy. It is understood that IndusInd Bank Kharagpur is the clearing branch and which hasbeen duely stamped on 29-12.08 "Received payment... on Realisation"and on 30-12-08 with stamped "CLEARING"
I am confidently informing you that there was enough mony to pay the premium for LIC., even I confirmed the balance from the IDBI Bank kolkata that there was no such case of bouncing back the chq. from my account, The IDBI Bank confirmed that if any deficit of money or less balance of a customer they will send back the chq. along with their note with reason for non transaction.
I strongly believe that there must be something wrong somewhere while posting or placement of account no or cheq.no or any other reason like "INEFFICIENCY".of Bank personal for which I am suffering and and loosing my money (after al it"s a hard earning money) and reputation which I have earned for the last 40 years.
Kindly take earliest action and do the needfull.
Thanking you,
Pranab Kr. Bhattacharya
(a retired person)
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