Dear Sir,
NSC (National Saving Certificate is one of the most popular tax saving and investment scheme throughout the country but it consumes a lot of time and unnecessary lengthy procedure when you go to receive the maturity amount
suppose I want to purchase Rs 5000 amount NSC per month for five years but after that I have to go to post office sixty times (12 days/leaves in a year)??? to receive the maturity amount and needless to mention every visit means one complete day wastage, this is the major cause Indian post is losing a great amount of business which he can easily gain with the use of advanced technology and by providing ease to valued customers... I hope India Post will think seriously on this
Following steps may be introduced
1) Online account purchase of NSE should be appreciated and after maturity the maturity amount should be credited into account without going to post office (there are lots of trading account service providers which can be used)
2) Those who wish to purchase NSC on monthly basis, should be given a facility to run an account exclusively for NSC / RD and linked with a bank, maturity amount of NSC / RD should be automatically credited into this account
3) Strict photo verification should be made mandatory at the time of purchase or at the time of opening an account
4) Self verification is enough instead of verifying by third party which is very difficult to arrange many a times
I hope this is the right time to attract large no of customer who find it difficult to invest money due to recession and losing faith from equity (share markets)
Yours faithfully
sharad saxena
mob 9466551501
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