Hi,
This is in regards to Loan which I had taken in the month of Sep 2006 from Bajaj Finance Ltd.
Amount Financed was Rs.30000
Proposal no 40534764
I was asked to pay Rs 10600 as an advance EMI for which I had made the payment to Mr. Manish (dealer from whom I purchased the PC) Add: B/10/29 Rajendra Nagar, Dattapada Road Borivali East Mumbai: 400066 (Mobile no: 9892710999)
Later I was asked to issue 8 post dated cheque to complete the loan process,
As per Bajaj Finance requirement I have issued the following cheque:-
I have given the cheque for two banks i.e. Citi Bank and ICICI Bank
Citi Bank cheque: 158812 and 158811
ICICI Bank cheque: 994210, 994211, 994213, 994214 and 994215
I was informed that due date would be 17 of every month and I was also informed from Mr. Manish (Dealer) that first they will deposit My Citi Bank cheque as they were only 2 .
17/10/09
As per your information, I deposited Rs2650 in my Citi bank A/C.
At the end of the month when I checked my ICICI BANK A/C, it was found that you people had placed my icici cheque, which resulted in Bounce charges to him.
How can you people deposit the cheque as per your wish without informing me about the same?
17/11/06
Later I contacted again with Mr. Manish for the same, he again said me there might me some problem at account’s department. He again assured me that this time they will deposit my Citi bank but again same thing was repeated (I was again charge with Rs 224from my ICICI bank as bounce charged)
As I was given wrong info from Mr. Manish, I was repeatedly charged with Bounce charge and finally I thought to make the cash payment as no one was giving the correct answer to me.
I have called up 022 32959960 and spoke to Mr. Chetan on 29/11/06 for this issue, he suggested me to make the cash payment. He had send some body to collect the same. I have handed over the Rs 5300 to the Agent named as Ramesh on 16-nov for my first and second EMI together
Receipt no 40541996 and 40541995 was given to me as proof for the payment
Later in next month 21-DEC Rs 2650 got debited through my ICICI a/c via cheque no 994212
Other cheque number: 994213 drawn on ICICI bank got cleared on 22-jan
As I was repeatedly charged with Bounce charge, I thought to make the cash payment n settled down the a/c
I have made the cash payment of Rs 2650 on 12-mar via Payment receipt no: 40548454.
23-MAR I have made the payment of two months together. I have paid Rs 5300 via receipt no 40548470
Finally I have cleared my last due on 25/06/07 via receipt no 9000001324 of Rs 2650 in your Lower Parel branch.
After clearing all my dues I was getting collection calls in the month of November So I personally visited the branch and met Mr. Ketan (9867723924) and inform about the issue, he said me that he will look up the matter, but same not done after giving him my bank statement copy and payment receipt.
Now I have received the later asking me to pay Rs .5800
Please check the payment receipt, I have cleared all my 8 dues, than how 5800, if some thing has been chared to me as penalt for delayed in payment in starting two month, that’s not my fault, since it was inform to me by your dealer,
I woun’t bear the charge for the same.
Request you to get the same thing settled and remove my name from CIBIL list.
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