Hello sir,
This is sravan kumar working for PwC from last 4 years. I am a LIC policy holder paying 70K towards my premium every year. I am eligible for 30lakhs loan as per my payslips.
Many banks and finance organizations approached me to give easy housing loan within 15 days. But i made a choice to go with LIC housing because of my profile i would get loan faster than anywhere. Later i come to know that this was the BIGGEST MISTAKE i made.
I wanted to buy a new house for 23 laksh and needed 15 lakhs as loan. I have applied for loan on March 3rd with all the documents on LIC kukatapally office. My file number is 316677. I got saction letter on 30th of march. I thought i will get cheque within 15 days. I paid 7500rs towards processing fee (PwC is listed in LIC website) and agent took 7500 as charges. He didnt give any bills for this 7500 amount.
By April 18th, the agreement between builder and me has expired due to it exceeded 45 days time. We requested the builder to extend the agreement period for some more days. and my LIC agent pointing reason like file not sent to office, department has not come today etc for delay. This is going on TILL NOW (May 23rd).
I am roaming around LIC office never before. Now the builder is not interested to extend the agreement and asking for interest on 15lakhs loan amount for last two months. Agent is asking for more bribes around 20K and even block mailing us as he wont return our documents (SALE AGREEMENT and other confidential doc's).
I have submitted all genuine papers and i would have get loan from any nationalized bank within one month. Agent is intentionally delaying my file until he get required amount.
1. What is the amount client need to pay to AGENT as per LIC Policy.
2. Is this the LIC policy to encourage agents to get more bribes for submitting genuine documents.
3. Is this the LIC policy to treat client to come whenever agent calls.
I would like to see LIC as a prestigious organization in india with good client service with GOOD AGENTS with GOOD SERVICE. I am providing the agent details only to do not repeat with any other clients.
AGENT NAME: CHANDRAMOULI
Location: LIC Housing finance kukatpally office.
Mobile No : 9848312785
I request LIC to sanction my loan as soon as possible and take action on LIC agent.
Really appreciate if you respond and take actions.
Looking forward for your kind cooperation.
Thanks and Regards
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