HEALTH INSURANCE COMPANIES DOES NOT TAKE MEDICAL EXAMINATION FOR THE POLICIES BELOW RS.5.00 LACS.
HOWEVER WHILE GIVING THE CLAIM IF ANY DISORDER FOUND THEY USE TO REFUSE THE CLAIM GIVING QUOTATION "PRE EXISTING" DISEASES.
THE AGENT TAKING POLICY ALWAYS USE TO MENTION GOOD STATUS OF HEALTH. 65% PERCENT PEOPLE OUT OF TOTAL POLICY HOLDERS ARE SMOKING & DRINKING WINE.
WHILE MEDICAL TREATEMENT THE CAUSE MAY BE DUE TO SMOKING & WINE.
THEREFORE HEALTH INSURANCE COMPANIES SHOULD TAKE COMPULSARY MEDICAL CHECKUP OR SHOULD GIVE THE CLAIMS WHATSOEVER REASON MAY BE.
PLEASE MENTION ALL YOUR BAD HABBITS SUCH AS SMOKING, DRINKING CASUAL OR REGULAR IN MEDICLAIM FORM SO THAT U GET PROPER MEDICAL HEALTH POLICY OTHER WISE YOUR CLAIM WOULD NOT BE GIVEN.
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