I have a card where in there is a debit for royal sundaram insurance without my confirmation. again on my request the same debit was cancelled and credit was provided.
however, during thisdebit my credit limit was exceeded because of excess debit made by the bank itself, which is not my fault atall.
but the bank has debited rs.561.80np as the charges for exceeding the credit limit, where as this is done without my consent by the bank, how can i be penalised and made debit to my card account by the bank.
thats why am sending the balance amount after deducting the excess limit debit charges that were debited by the bank to my card account, so as to keep the account uptodate.
jawaharlal nehru .p.