I am Praveen Joshi and SBIcards has issued me an advantage card and its number is 4006676179000909, I made the all the outstanding amount including interest and late payment penalty and this card was issued me on the 4 Fixed deposit amounting to 65000 rupees and this sbicards dept has removed lien on 20000 rupees only and saying that they will issue one FD one credit card, now to my sup-rise then why did they collected documents for 4 FD and releasing one FD.
I had spoke with there mangers by name vineeta, ramesh, Niyaz and finally with satish, however i got positive response from vineeta and ramesh, but till now after 2 months i have not received a hard copy of NOC and apart from that they are not justifying they comments each one person giving me different version.
To my shock when Satish told me that one FD one credit card then why did they collect 4 FDs from me is SBicard is cheating or SBI bank is cheating when I spoke to SBI brach operation manager she said that there is lien on FD from Credit card dept. I am unable to withdraw the amount from bank due to an emergency i had taken a loan from outside for 5 % on 50000 rupees who will be paying the interest amount when yopu will collect the interest and penalty for not paying the outstanding on time then who pay me now.
this is purely SBICARDS mistake and I want what all interest and late payment penalty i paid should be send back to me or else i will take this issue further to consumer court. I have details of all the facts and you must be having the recording of my conversation with the CC exe. or I will personal meet Manish kumar Jain and discuss this issue.
Thanks
Praveen Joshi
9440706490
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