To
HDFC Bank House
Senapati Bapat Marg
Lower Parel, Mumbai 400 013.
Manager, HDFC Bank Cards Division,
PO BOX # 8654
Thiruvanmiyur PO
Chennai - 600 041.
Dear Sir,
I have already transferred an amount of Rs.5000/ from my ING Vysya Bank A/C on 6th August, it has already deposited into my HDFC bank A/C. But it has been showing that the amount of Rs. 4406 on hold, I have already talk to the customer care and they told me that the amount being hold be credit card department. but I don’t know that why it has happen, where as I never instructed any verbal or written communication to the bank. is there any good reason for that. When I ask him who authorise you to put my savings A/C's amount on hold, he used a statement “ BANK IS AUTHORISE FOR THIS ” and there is a clause under which bank can put my saving account on hold at anytime without my consent. I have never signed any Electronic Clearing System agreement with you guys neither any Standing Instructions so how can you place my account on hold.
Also I would like to inform you that 2 to 3 ECS has already running with this A/C for the purpose of HDFC two wheeler & EPL Loan which are deducted from my HDFC bank A/C on 5th, 7th and 15th of every month. So I just clearly inform you that for due to on hold funds it will be bounce the ECS transaction and I will be not responsible for that. Please follow the details given below.
07 AugINSTALMENT-AUG LOAN A-C 1568278000000000000007 Aug1906.00 4700.00
05 AugINSTALMENT-AUG LOAN A-C 1436057300000000000005 Aug1738.00 4406.00
Savings Account No.: 01051050196459, UN BRAHMACHARI ST
Name and Holding PatternKALYAN KUMAR DEY (Sole Owner)
CurrencyINDIAN RUPEES
Balance4700.00
Hold Funds4406.00
Uncleared Funds0.00
Overdraft Limit0.00
Amount to be Swept In0.00
Available Balance294.00
I WANT TO SETTLEMENT OF MY HDFC CREDIT CARD MY CARD NUMBER IS 4346772006038243. I AM NOT USE TO CREDIT CARD.SO EVERY MONTH ADD THE LATE FEE AND FINANCE CHARGES. SO I REQUEST TO PLEASE SEND ME THE SETTLEMENT OF MY CREDIT CARD. I AM HARASSMENT OF THIS BILL. SEVERAL TIME I HAVE TALK TO BANK FOR SETTLEMENT MY CARD BUT THY HAVE NOT TAKE ANY POSITIVE ACTION AND ALWAYS TAKE THE MINIMUM AMOUNT AND COMMIT FOR ISSUING THE SETTLEMENT LETTER TILL I HAVE NOT RECEIVED THE SETTLEMENT LETTER.
Regards
Kalyan Dey
9230570712/9433537882 (M)
Kolkata, WB
Email: [email protected]
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