Dear sir
My name is sreekanth i took a personnal loan rupees 120000 from HDFC bank kottayam branch.and give my icici bank cheque as security. Unfortunately i couldn't pay my EMI regularly on time.because i lost my job and some financial problems also i am facing in my family. Now iam working in hdfc life insurance company because of my dues the bank withheld my salary account (which iam getting from hdfc bank) and debiting whole the amount from my salary account. The loan tenure is 48 months and now its 13 months remaining for the maturity but the bank authorities telling that i have to pay the remaining whole amount now. but i cannot pay the whole amount atonce. and they filed a cheque case against me and the court issued a samense but i didn't get any information from postal department . so the samense came back to court and the court issued an arrest warrent against me. i approach the bank but they refuse to withdraw the case and they debited more than the amount which i have to pay till the month. and the bank authorities and collection executives threatening that i have to pay whole amount now . but i couldn't pay the amount now because i am working with out any income.
I want to know one thing i give icici bank cheque as security then how the bank debit the amount from my hdfc account.
sir please go through this issue and give me a solution..
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Thanks and Regards
Sreekanth TG
91-960 577 4167
[email protected]
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