Subject: CIBIL- for Credit Card No.4346771005874228
Dear Sir,
I was closed above said card on 28/06 by making a full & final payment of Rs.18972.00 according to your settlement offer Letter No19114 dt 18/06.
Recently a have applied for a loan from some financial institute and i come to know that, above said your card showing in my CIBIL report.
As per the rule of Reserve Bank of India, you can't file the CIBIL report for settled payments.
I would like to bring in your kind notice that my actual outstanding was less then settled amount, outstanding was increased due to abnormal charges debited by you in my credit card account. And after discussing everything you have agreed to settled the issue.
This is very unfair to file the CIBIL after receiving full and final payment.
I am enclosing here with scan copy of your Settlement Letter along with payment receipts.
You are requested to look in to the matter and remove the matter form CIBIL immediately.
Please reapply within 7 days or i will be force to take the matter with RBI
Thanking You,
Yours Truly,
Raj M Arora
Mobile No.9324277703
A-1/704, Shruti Park,
Kolshet Road,
Dhokali, Thane (West)
Thane.
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