I have an outstanding payment for my credit card and at this point I am unable to pay the balance. I would want to defer the payment for about 4 months since I will not be in a position to make the payment during this time. I do not mind the interest, finance charges, late fee, overlimit fee and taxes on all of these but I just do not want to be harassed for the next 4 months. I also want their collection agency to stop calling my home and bother my family members as well.
Is there are way to do this?
Thanks in advance to any valuable advice.
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