HDFC ERGO
Cheated through Credit card

I had a credit card of HDFC Bank which was issued in the month sept '10. The last month salary (HDFC salary savings account) when I went to withdraw I found that my balance is ZERO. I talk to my company about this where they clarify that the salary had been deposited, then I talked to The Branch Manager, HDFC Bank about the same, where they clarify that 2nos. of Insurance policies are being running without my concern and I had a pending of 12, 000/- without which they hold my account. I lodge a complain againt it, but still now no action has been taken.

Please help me so that I can get rid of it.

Bhaskar Santra