8.25 % Home loan from HDFC :-
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Its just a way to lure new customer in their their TRAP...
1.5 yr back I took Loan from HDFC at 10.25% and after that RBI slashed the rates BY 4% FLAT but even then I am paying 10.50% as interest i.e. instead of decreasing the rates by 4% they have increased it.
In year 2008 Bank cried that Financial crunch have hid them hard Even then HDFC profits increased Double fold. ITS A LOOT OF CUSTOMER MONEY. Now they are saying that they are giving 8.25% offer because their cost of money has decreased but there customers like me are still paying all time high interest rates. Once Bank have new customers in their pocket they will face the same music like me.
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