Pre-approved personal loan rejected
Hello,
I am from Delhi, holding a salary account in Hdfc bank for more than 8 years and also a Credit card of hdfc bank. Last week Hdfc bank offered me a pre-approved personal loan of 1.52 L. Since I had a requirement, I agreed to it.
I was told that since it’s pre-approved and I also had my salary account with HDFC bank since years, I did not have to provide more documents except for a picture, proof of residence and 3 PDC cheques which I provided.
On enquiring about the procedure I was offered a guarantee that I will get loan of amount 1.5 L and was asked not to consider any other bank for my requirement. With this assurance, I committed someone for money. I provided all the documents as requested along with the blank PDCs. However, the pre-approved loan has been rejected. My loan reference no. is 17290738.
Please consider my problem and reply as soon as possible
Thanks.
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