Hi,
my account is in central bank of india, pratap nagar, udaipur (Rajasthan) from whom i have took housing loan of Rs.300, 000 in the year 2006 for the term of 12 years at fixed rate of intrest of 9%.whose instalment were calculated to be Rs.3420 as per the bank.
The bank, in the initial year of the loan they charged us with fluctuating rate of interest for which on finding of it i wrote an application to bank they did made the changes and paid in the account an amount of Rs.927 which according to calculation is less.
what the bank did now is they have made 2% penalty charges in there software and were charging us at 11% rate of intrest on finding of it from the bank statement i have given application to them to rectify the mistake but the management is saying that in futer you want be charged penalty but they are not giving back the exra amount paid by me as penalty, which according to me is almost of the amount Rs10, 000
please do the needfull
thanking you
yours faiuthfully
chandra prakash dhaker
bank loan acc no. TL274
bank saving acc. no. 4320
0 comments