Dear Sir/ Madam,
I had a credit card before June and paid full & final payment made on 29-06, and during that payment I received a letter vide settlement tender no. Delhi, UP, Panjab, ALH, CALCUTBHU862006255185 in respect of SBI Account No. 0004006661032031515 in the Name Animesh Mallick.
Last month I came to know that there is my name in CIBIL as a credit card defaulter when I applied for a loan. Accordingly I attend Calcutta SBI Card office to make clear the things. There I got another shocked knowing that my outstanding dues is Rs. 13064/- as on 23 -07 , though the account should be closed after final payment.
It is really very funny as well as unparliamentarily that after full & final payment how this outstanding is showing. When I asked for the detail statement during those period after my full payment, the person named Prosenjeet of Kolkata SBI card office told me that it will be sent to you through courier services, and after that one month over.
I met the person again to know the fact and he told the statement already been sent by the courier, but till date I did not received any statement.
It is more unfortunate to me as I am a central Govt Gazetted Officer and now can not get any loan from bank, as it is very prestigious that I am a credit card defaulter, though I was an innocent person in this matter during my final payment on June.
Please do the needful to solve this issue.
Animesh Mallick
Kolkata,
Mobile No. 00919874897809
0 comments