Dear Sir,
I was hold a ABN Amro Credit card no. 541538510011108 which the issued as life time free card but after one year they had charges the membership fee and then i complain to bank to reverse the charges they had debited to card accoun and bloked the card. and tell them that send me a final bill of my principal amount pending Rs. 671.32 for that i had also droped the cheque of rs. 700/- to bank at Nashik Branch but they didnot deposited the said cheque & they are charging till interest on that . i had followup many time as below by emails and finally they had send me a mail to make payment of Rs. 671.32 and i demanded the written letter/statement but till i have not recd the samd and they are continue call me on my mobile no. 9881242704 and harrashing me for the same matter always new person call & i am trying to sa the same to all. today also i got call from no. 911147613917 regards the same.
now i am not in condition to say any thing to them so please please help me for the same
what to do
Please find below all mail corrospondance to the bank done by me.
Thanking You,
regards,
Bhojraj Ayer
9881242704, Nashik Maharashtra
Re: Full & Final Settelment of Credit card No. 541538510011108Wednesday, 3 June 12:21 PM
From: "[email protected]" Add sender to ContactsTo: "Bhojraj Ayer"
Dear Mr. Ayer,
This is in reference to your email dated May 29.
At the outset please accept our apology on the inconvenience caused to you.
We would like to inform you that we are not offering any settlement on the card account. However as a service gesture we are arranging to reverse the charges levied on your card account
We request to make the payment of Rs.671.32 and post the payment write to us for zeroisation of your card account.
You may also quote the reference number 00197543985, in case you need any further clarification on the above resolution.
Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Cardservices
****************
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***************************************************************************************************************************************************************************************
You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
***************************************************************************************************************************************************************************************
Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
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Bhojraj Ayer
29/05 12:37 PM
To [email protected]
cc
Subject Re: Full & Final Settelment of Credit card No. 541538510011108
Dear Priti Kalra,
thanks alot for your mail.
as per your mail i am also trying to say to your executive from last 2 year but no one can understant my problem due to that this issue is pending from last 2 year & you are harrashing me time to time also.
before i pay the said amount i request to you that please send me a full & final account statement & final due amunt quote Rs. 671.32 to my registered address. on receipt of the finall settelment covering letter alongwith card statement. i will deposit the said amount to your bank.
and finnally what about your so many harrashment from your executive time to time from last 2 year can you repay/ count the cost of my losses due to your bank.
suppose if you r in this case what you do? please clarify?
Thanking You,
Bhojraj Ayer
& On Fri, 29/5/09, [email protected] wrote:
From: [email protected]
Subject: Re: Full & Final Settelment of Credit card No. 541538510011108
To: "Bhojraj Ayer"
Date: Friday, 29 May, 12:11 PM
Dear Mr. Ayer,
This is in reference to your email dated May 22.
We wish to reiterate that we are not in receipt of Rs.700.00 vide cheque number 300395 as mentioned in your letter. We request you to put a stop payment and issue a fresh cheque of Rs.671.32 and post the payment write to us for zeroisation of your card account.
You may also quote the reference number 00196535167, in case you need any further clarification on the above resolution.
Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Priti Kalra
****************
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***************************************************************************************************************************************************************************************
Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
***************************************************************************************************************************************************************************************
You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
***************************************************************************************************************************************************************************************
Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
***************************************************************************************************************************************************************************************
Bhojraj Ayer
22/05 07:25 PM To [email protected]
cc
Subject Re: Full & Final Settelment of Credit card No. 541538510011108
Dear Sir,
This is in reference to your letter dtd 22/05/09 regarding the cheque of Rs.700.00 vide cheque number 300395 . herewith kindly requested to you that please returned the cheque to me.
REGARDS,
BHOJRAJ & LAXMI AYER
we are the largest, happiest, most admired, healthiest, fastest growing, most profitable, most united, blessed & highly favoured, most respected, most SOLID global team filling colloseum's around the world and generating hundreds of CAM's every year.
BHOJRAJ CEL NO. 919881242704 NASHIK, INDIA
LAXMI CEL NO. 919403279664 NASHIK, INDIA
& On Fri, 22/5/09, [email protected] wrote:
From: [email protected]
Subject: Re: Full & Final Settelment of Credit card No. 541538510011108
To: "Bhojraj Ayer"
Date: Friday, 22 May, 5:36 PM
Dear Mr. Ayer,
This is in reference to your email dated May 15.
We wish to reiterate you that we are not in receipt of Rs.700.00 vide cheque number 300395 as mentioned in your letter. Incase the amount has been cleared from your bank account, we request you to provide us with a debit advice from your Banker confirming the following details:
1. Cheque number.
2. Cheque date and amount.
3. Name of the Beneficiary in whose favour the funds have been credited
4. Date of Clearance
5. Bank and branch in whose the cheque has been credited
Please note while all the above stated details are required for tracing the payment at our end, information stated under point 3 and 5 are mandatory.
A copy of the same can be faxed to the attention of the Manager, Customer Response Unit on 0120-2541537 or a scan of the same can be emailed to us for necessary action.
Incase the amount has not been debited from your Bank account, we request to put a stop payment on the cheque and issue a fresh cheque in lieu of the same to avoid levy of charges.
Please note that late fees are levied due to non payment of at least minimum amount due within payment due date. The finance charges are levied due to non payment of total outstanding within payment due date.
We would like to inform you that the total outstanding on the loan account as on date is Rs.2, 471.95 . However we request you to pay Rs.671.32 and write back to us so that we can reverse rest charges on your loan account and zeroise the same.
You may also quote the reference number;00195717295, in case you need any further clarification on the above resolution.
Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Cardservices
****************
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***************************************************************************************************************************************************************************************
Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
***************************************************************************************************************************************************************************************
You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
***************************************************************************************************************************************************************************************
Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
***************************************************************************************************************************************************************************************
Bhojraj Ayer
16/05 06:29 PM To [email protected]
cc
Subject Re: Full & Final Settelment of Credit card No. 541538510011108
dear Sir,
The cheque is not cleared by bank.
REGARDS,
BHOJRAJ & LAXMI AYER
we are the largest, happiest, most admired, healthiest, fastest growing, most profitable, most united, blessed & highly favoured, most respected, most SOLID global team filling colloseum's around the world and generating hundreds of CAM's every year.
BHOJRAJ CEL NO. 919881242704 NASHIK, INDIA
LAXMI CEL NO. 919403279664 NASHIK, INDIA
& On Sat, 16/5/09, [email protected] wrote:
From: [email protected]
Subject: Re: Full & Final Settelment of Credit card No. 541538510011108
To: [email protected]
Date: Saturday, 16 May, 4:46 PM
Dear Mr. Ayer,
This is in reference to your email dated May 10.
We apologize for the inconvenience caused during your recent communication with the bank.
We also like to inform you that we are not in receipt of Rs.700.00 vide cheque number 300395 as mentioned in your letter. Incase the amount has been cleared from your bank account, we request you to provide us with a debit advice from your Banker confirming the following details:
1. Cheque number.
2. Cheque date and amount.
3. Name of the Beneficiary in whose favour the funds have been credited
4. Date of Clearance
5. Bank and branch in whose the cheque has been credited
Please note while all the above stated details are required for tracing the payment at our end, information stated under point 3 and 5 are mandatory.
A copy of the same can be faxed to the attention of the Manager, Customer Response Unit on 0120-2541537 or a scan of the same can be emailed to us for necessary action.
Incase the amount has not been debited from your Bank account, we request to put a stop payment on the cheque and issue a fresh cheque in lieu of the same to avoid levy of charges.
Please note that late fees are levied due to non payment of at least minimum amount due within payment due date. The finance charges are levied due to non payment of total outstanding within payment due date.
We would like to inform you that the total outstanding on the loan account as on date is Rs.2, 471.95 . However we request you to pay Rs.671.32 and write back to us so that we can reverse rest charges on your loan account and zeroise the same.
You may also quote the reference number:00194951184, in case you need any further clarification on the above resolution.
Please feel free to write back to us for any further clarifications in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Cardservices
****************
QUICK TIP
****************************************************************************************************************************************************************************************
Important: Internet Transactions without MasterCard SecureCode will not be approved after 30th April at the merchant sites registered for MasterCard SecureCode.
***************************************************************************************************************************************************************************************
Why wait for a physical statement when it is also available just a click away! Enjoy Simple & Hassle free banking by just Registering on Cardsonline and view statements upto 6 months Get FREE statements on email by just registering your email ID with us
Call 24 Hours Bank By Phone to subscribe for FREE SMS Alerts
***************************************************************************************************************************************************************************************
You may also avail the NEFT (National Electronic Funds Transfer) Facility. For making payments through NEFT, access NetBanking of the bank from where you wish to transfer the money and add your ABN AMRO Credit Card number as a beneficiary to receive the funds transferred.
***************************************************************************************************************************************************************************************
Access this URL to view the Bank by Phone numbers in your city - http://www.abnamro.co.in/consumer/directbankingservices/phone_bank.html
***************************************************************************************************************************************************************************************
Bhojraj Ayer
11/05 05:41 PM
Please respond to
[email protected]
To [email protected]
cc
Subject Re: Full & Final Settelment of Credit card No. 541538510011108
Dear Sir, Madam:
This to Inform to you that i had tried to tell you that i have only Rs. 700/- outstanding against the said card from last 2 years for that i was droped the cheques also which was not presented by you and you are harresmenting & disturbing to time to time by calling your call center executive in diffrent time diffrent person and i am tried to say the same thing to your all executive when they called no body see or understant the past my complains & issues. i am loosing my passions & your executivies are harrasing me by calling any time which affected my daily routine & works and because of that i am facing diffrent types of losses.
Finally i herewith kindy requested to you that Please in this condition i am not going to pay not a single amount . and please please please dont call afterwards. other wise i loudge the complain to Police & consumer court for the same.
i had keeped all rerocd & corrospondance done with your bank and can produce all soft copy proof to the same authorities.
Thanking You,
Regards,
Bhojraj Ayer
& On Tue, 7/8/07, [email protected] wrote:
From: [email protected]
Subject: Re: Full & Final Settelment of Credit card No. 541538510011108
To: "Bhojraj Ayer"
Date: Tuesday, 7 August, 2:38 PM
Dear Mr. Ayer,
We refer to your email dated August 03.
We have reviewed your case and would like to inform you that there is an outstanding balance of Rs 1558.42 which is payable by you post which your credit card will be closed. Request you to clear your dues immediately to avoid further charges.
We would like to clarify that late charges have been levied due to non payment of minimum amount due and Finance Charges are applicable at a monthly percentage of 3.10 on your previous outstanding and your fresh purchases if the payment is not made in full for your previous statement.
Therefore, please accept our inability in crediting the same.
We would also like to inform you that till date we are not in receipt of instrument number 300395 of Rs. 700.00
You may quote the mentioned reference number 00086979116, in case you need any further clarification on your query.
Please feel free to write back to us for any further clarifications that you have in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Cardservices
24 Hours Bank by Phone:
Delhi & Noida 95124 411 1111, Mumbai 2491 4001, Kolkata 4434 1111, Chennai 2821 5151, Tirupur 9282021111, Pune 664 21111, Hyderabad 6666 1234, Vizag 9540 - 6666 1234, Bangalore 4124 5555, Mangalore 300 1500, Ahmedabad 98249 02224, Vadodara 6619999 Surat 98249 02224, Lucknow 398 2500, Gurgaon 411 1111, Chandigarh, Ludhiana, Jalandhar 92165 01111, Jaipur 92143 01111, Kerela 92494 21111, Nagpur, Kanpur, 011 3900 2224 or 1800 11 2224, Nasik 9223321111, Coimbatore 92820 21111
**************************************************************************************************************************************************************************************
You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to the website and register now!
**************************************************************************************************************************************************************************************
From 08.04.07 Freedom Cards will get 1Reward Point for every Rs100 spent. Visit www.abnamro.co.in for our new Rewards Program
Bhojraj Ayer
03/08 01:08 PM
To: [email protected]
cc:
Subject: Full & Final Settelment of Credit card No. 541538510011108
Dear sir,
with reference to above subject & our previous various mails of complain & telephoinic discussion with your call center executive. i am not interested to use ur credit card in future & also worte in previous letter & also talked with ur executive for the said subject.
today i am droping a cheque of Rs. 700/- bearing no. 300395 of ICICI bank Ltd dated. 03/08/07 for full & final Payment of mu principal amount.
apart from this amount i am not going to pay any amounts whichever you have debited by either any interest or charges.
as i had already told to you for Block the card is not Blocked please Block with immediate effect.
Thanking You
Regards,
[email protected] wrote:
Dear Mr. Ayer,
This has reference to your email dated July 17.
We are extremely concerned to know that you wish to terminate your relationship with us and would request you to reconsider your decision and provide us another opportunity to be of service to you.
An Officer from our Service Excellence Centre would be in touch with you in the next five (5) working days to resolve any issues on your card and get your valued feedback.
We will appreciate your co-operation in this regard.
Please feel free to write back to us for any further clarifications that you have in this regard or call our 24-hour Bank by Phone service in your city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Cardservices
24 Hours Bank by Phone:
Delhi & Noida 95124 411 1111, Mumbai 2491 4001, Kolkata 4434 1111, Chennai 2821 5151, Tirupur 9282021111, Pune 664 21111, Hyderabad 6666 1234, Vizag 9540 - 6666 1234, Bangalore 4124 5555, Mangalore 300 1500, Ahmedabad 98249 02224, Vadodara 6619999 Surat 98249 02224, Lucknow 398 2500, Gurgaon 411 1111, Chandigarh, Ludhiana, Jalandhar 92165 01111, Jaipur 92143 01111, Kerela 92494 21111, Nagpur, Kanpur, 011 3900 2224 or 1800 11 2224, Nasik 9223321111, Coimbatore 92820 21111
**************************************************************************************************************************************************************************************
You may log on to CardsOnline & get details on your credit card. This option will enable you to view / print your statements and also check your payments and account history. In a nutshell you will be in a position to access details on your credit card account from anywhere - anytime. Log on to the website and register now!
**************************************************************************************************************************************************************************************
From 08.04.07 Freedom Cards will get 1Reward Point for every Rs100 spent. Visit www.abnamro.co.in for our new Rewards Program
Bhojraj Ayer
07/17 01:29 PM
To: [email protected]
cc:
Subject: Re: Mail for Grievance Redressal for - Credit Card Account
Dear Sir,
as i had sent email regarding charges debited by you to my card account. but no any feedback received from ur side yet .. so .please please surrender the said card and block with immediate effect. i have cutted into 4-5 pcs of said card.
i dont want to use further of said ur card. and not going to the balance amount till if u credit the past charges debited.
so please do the needfull.
Thanking You,
regards,
[email protected] wrote:
Dear Mr. Ayer,
This is in reference to your email dated June 22.
We are concerned to know about your decision to discontinue with our card
.We would request you to reconsider your decision as the ABN AMRO Bank
Credit Card offers an array of unique features that are unmatched in the
industry.
We are referring your query to the concerned department who will be in
touch with you in the next five (5) working days.
Please feel free to write back to us for any further clarifications that
you have in this regard or call our 24-hour Bank by Phone service in your
city and our executive will be glad to assist you.
Assuring you of our best services.
Yours sincerely,
Cardservices
24 Hours Bank by Phone:
Delhi & Noida 95124 411 1111, Mumbai 2491 4001, Kolkata 4434 1111, Chennai
2821 5151, Tirupur 9282021111, Pune 664 21111, Hyderabad 6666 1234, Vizag
9540 - 6666 1234, Bangalore 4124 5555, Mangalore 300 1500, Ahmedabad 98249
02224, Vadodara 6619999 Surat 98249 02224, Lucknow 398 2500, Gurgaon 411
1111, Chandigarh, Ludhiana, Jalandhar 92165 01111, Jaipur 92143 01111,
Kerela 92494 21111, Nagpur, Kanpur, 011 3900 2224 or 1800 11 2224, Nasik
9223321111, Coimbatore 92820 21111
**************************************************************************************************************************************************************************************
You may log on to CardsOnline & get details on your credit card. This
option will enable you to view / print your statements and also check your
payments and account history. In a nutshell you will be in a position to
access details on your credit card account from anywhere - anytime. Log on
to the website and register now!
**************************************************************************************************************************************************************************************
From 08.04.07 Freedom Cards will get 1Reward Point for every Rs100
spent. Visit www.abnamro.co.in for our new Rewards Program
hoo.com> To: [email protected]
cc:
06/22 04:01 Subject: Mail for Grievance Redressal for - Credit Card
PM Account
|&&& &&&&&&&&&&&&&&&&&&&&&|
|Name |BHOJRAJ AYER |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|DOB |012-JUL-1980 |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|STD Code |0253-2363360 |
|- Phone | |
|Number | |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|Mobile |9881242704 |
|Number | |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|City |NASHIK |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|Email |[email protected] |
|Address | |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|Relation |CREDIT CARD ACCOUNT |
|Type with| |
|Bank | |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|Account /|5415385100011108 |
|Card / | |
|Loan | |
|Number | |
|&&& &&&&&&&&&&&&&&&&&&&&&|
|Details |Dear Sir, I Have Credit card of your Bank which is life time |
| |free card . but in 15/05/07 to 14/06/07 statement you have |
| |debited Rs. 299/- as membership Fee how it comes i dont know & |
| |you had also panelised by Rs. 350/- tax as Late fee. this is |
| |why you were not sending monthly bills regularly. the above |
| |charges like Rs. 299/- Rs. 350/- tax whatever is total |
| |amount i am not going to pay. and also not intrested to your |
| |card you can block or closed the said card with immediate |
| |effect. Thanking You regards, Bhojraj ayer |
|&&& &&&&&&&&&&&&&&&&&&&&&|
&&&&&&&&&&&&&&&&&&&&&&&&&
This message (including any attachments) is confidential and may be
privileged. If you have received it by mistake please notify the sender by
return e-mail and delete this message from your system. Any unauthorised
use or dissemination of this message in whole or in part is strictly
prohibited. Please note that e-mails are susceptible to change. ABN AMRO
Bank N.V, which has its seat at Amsterdam, the Netherlands, and is
registered in the Commercial Register under number 33002587, including its
group companies, shall not be liable for the improper or incomplete
transmission of the information contained in this communication nor for any
delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its
group companies) does not guarantee that the integrity of this
communication has been maintained nor that this communication is free of
viruses, interceptions or interference.
&&&&&&&&&&&&&&&&&&&&&&&&&
Bhojraj T. Ayer
"Bhagyalaxmi", Row House No.42,
Samrudha Nagar, Near Hotel Amrut Garden,
Trimbak Road, Satpur,
Nashik-422101.
Maharashtra, India.
Phone: (Residence): 91-253-2363360
Mobile:- 919881242704.
Email:- [email protected].
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This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
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This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
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This message (including any attachments) is confidential and may be privileged. If you have received it by mistake please notify the sender by return e-mail and delete this message from your system. Any unauthorised use or dissemination of this message in whole or in part is strictly prohibited. Please note that e-mails are susceptible to change. ABN AMRO Bank N.V, which has its seat at Amsterdam, the Netherlands, and is registered in the Commercial Register under number 33002587, including its group companies, shall not be liable for the improper or incomplete transmission of the information contained in this communication nor for any delay in its receipt or damage to your system. ABN AMRO Bank N.V. (or its group companies) does not guarantee that the integrity of this communication has been maintained nor that this communication is free of viruses, interceptions or interference.
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