I am customer of ICICI bank and had availed a home loan for Rs 18.5L more than 4 yrs back and the original tenor was 240 months. The original EMI was close to 16, 000 and in the last 4yrs rose to 19, 500.
I am so frustrated with ICICI's home loan structure, just feel they are cheating customers in all possible ways.
The FUNNIEST part of this whole thing is, after having paid for more than 50 EMI's I am still left with 478 months, which I am not sure might increase again.
This means I never ever in my life would be able to close this loan because the TENOR just keeps increasing.
This is the craziest bank I ever would have Banked with, I have decided to put a very strong complaint against ICICI bank and ensure none of my peers, colleagues, friends and relatives bank ever with ICICI bank.
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