ICICI Bank Credit Card
Refund of charges & wrong updation in CIBIL records

I had purchased Insurance policy sourced by ICICI Lombard & payment was converted to EMIs on ICICI Credit card account in Oct'2007.

I had cancelled the policy in Mar'2008.

ICICI Lombard has cancelled my policy (cancellation no:2403081658) in month of Mar'2008 & refunded the amount back to ICICI credit card at the same time.

However still ICICI credit card is charging me for the same & has reflected it badly in my CIBIL records.

Due to the CIBIL records I have been denied loan & my ratings are low.

Do assist