Interest and late payment charged on an amount which was not even notified. I have not recieved credit card statement for the period Nov 27th - Dec 26' 2010 while the statement generated on Jan 26 recieved on Feb 12 shows a previous balance of Rs21929.12 with an interest charge of RsRs1534.33.
To inform you, per my previous record of payment to ICICI BANK LTD is always as 0 balance. I always prefer to pay 100% of my balance. My argument is;
Since Bank has failed to deleiver the statement on time, Why I should pay interest?
The statement dated Jan 12 recieved on Feb 12 (Satureday) with a dead line of last date of payment as Feb 13 (Sunday). how I would have paid on 13/20 as falls on Sunday. However, per my habit, I have made full payment with interest.
Though I have paid the intersest amount, i request ICICI to refund the amount as it is not my fault.
thanks
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