I have been having a salary account with the ICICI Bank since 2005. I also have a ICICI Bank Credit Card.
My Credit card was lost and I did not knew about it, until I received an SMS on 18th Jan 2009, stating that a transaction have been from my credit card and purchase done
I immediately called the Customer Care and blocked my card; also I came to know that many transactions have been made from my account.
I have not made any single transaction from my card and I was told to file an FIR for the issue .I filed FIR and copy send to ICICI Bank.
The bank has placed lien on my salary account because I have not made payment towards my credit card. I have in no way given any written or oral approval for this anytime. And they de
The bank has not given prior intimation about this.
Neither the ICICI Bank credit card department nor the ICICI Bank with whom I have a salary account have communicated to me in any way about the lien.
Does the ICICI Credit Card Dept. have the right to put a lien on my Salary account?
Does the bank which I have trusted for so many years right in not even notifying me before putting a lien?
Please tell me how to proceed.