ICICI Credit Card
False Over limit charges

I am Anjaneya Prasad, I have been using the ICICI card from 2006.

I have other bank cards but there is lot of difference between the charges that they charge on accounts.

I have used the transactions only when there is a credit limit exists on my account, but after generating the statements the credit limit gets reduced and charging the over limit charges. Because interest getting debited from account immediately after statement generation so that limit gets reduced. This is not my transaction and there will be a due date to make total/min amount. I feel this is injustice, when I have given a request to ICICI they are saying that it cannot be waive off as I am aware of those charges. I feel rules should be same to all the banks. RBI should concentrate on this charges.

My card num: 5176535010778001

Charges for July and August

13/07 Overlimit Fee Rs. 500.00 (DR)

14/08 Overlimit Fee Rs. 500.00 (DR)

Thanks.