I am having savings account with ICICI Bank Limited, Shagun Mall, Film City Road,
Goregaon (E) Mumbai Pin-400063.
I wish to bring to your attention the incidence of forcing of ICICI Prudential Life Insurance (Policy No. 14228229, Plan: ICICI Pru Lifestage Pension Ad, Fund: Dynamic PEF) on me by ICICI staff.
Two ICICI bank staff Ms. Shyna & Mr. Javed from ICICI Bank Limited, (Address: ShagunMall, Film City Road, Goregaon (E), Mumbai) arrived at my residence (Address : 72 / 22, BPCL Colony, Gokuldham, Goregaon (E) Mumbai) at 0930 hrs on 22.07.2010. Both of them started requesting for investment in ICICI Prudential. As my husband was not at home, I was hesitant to talk and was not at all ready for any investment as our family had immediate requirement of funds for housing purpose. I clarified to them in clear terms that (a) I did not know any thing about ICICI, PRUDENTIAL Plans (b) we have requirement of money for immediate use for our housing and therefore it will be difficult for me to part with money from the savings account. Ms. Shyna & Mr. Javed were bent of persuading and forcing ICICI Prudential Life Insurance Policy. Both neither briefed me about the terms and conditions of policy being offered by them nor allowed me to read the same. Both assured me that the paid amount can be refunded any time without deductions on surrender of the policy whenever the money is needed /required by me. They compelled me to sign the application for ICICI Prudential Life Insurance Policy (Plan: ICICI Pru Lifestage Pension Ad, Fund: Dynamic PEF) for amount of Rs.100000/- (Rs. one lakh) dated 22.07. assuring that money will be refunded to me whenever needed/ required, without mentioning block time.
I received the ICICI Prudential Life Insurance (Policy No. 14228229, Plan: ICICI Pru Lifestage Pension Ad) on 13.08.2010. I required the money badly, so I approached Branch, Manager, Mr. Navin Pande to help refund. I was advised by BM that neither the policy can be surrendered nor any refund can be obtained before completion of three years and for which I will have to continue payment of Rs. One lakh for three years on due dates every year.
In my opinion visit of ICICI Bank officials at my home (when alone) and compelling and forcing Prudential life insurance policy no. 14228229 (plan: ICICI pru lifestage pension ad, fund: Dynamic PEF) on me, tantamount to case of cheating and deceit by ICICI Bank. I have been duped of Rs. 100000/- (Rs. one Lakh) by ICICI Bank. As of now I neither have money to continue payment of Rs. Three lakhs for three more years nor do I have means to continue.
I humbly request you to refund my money of Rs. 1, 00000/- without any deduction at earliest as same is urgently required by me for purchase of house.
Thanking you,
Yours sincerely
Ms Rajashri N Gawai
E-mail ID: [email protected]
(Mobile No. 9867735478)
Address :72 / 22, Bharat Petroleum Housing Complex
Gokuldham, GOREGAON (East) MUMBAI, (MS) PIN -400063
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