I request to every body not to fall ICICI prudential trap which deceive you at every point. Recently I send an agent with all documents to one of the branch as I am living abroad ..The surrender value is lower than expected and the funny thing is that I have to meet them to surrender my policy. Being an NRI I used to watch market values and going to surrender but which is impossible from their employees point of view. I was holding policies with SBI, LIC, HDFC.all are surrendered from abroad. Only ICICI having problems. My email [email protected]
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