Hi,
I allready got sanction letter from ICICI and when i want money they told me that they will not going to fund this property. I have allready informed about the property before applying for loan, that's why i write below mail to icici.
ICICI really a true unprofessional bank who dont' care about their customers.
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I have applied for Home Loan for Rs.20 Lacs from ICICI and it took them 2 months to sanction it after my regular follow up with them. Day before yesterday (29.12.2009) I called and come to know that that Management has hold the decision to fund the Project/Property. I have already paid the booking amount and by the end of Jan ’ I need to pay the balance amount (I have opted for cash down).
I have no idea how a big Financial Organisation like ICICI can withdraw from their decision even though I have informed them the property I am planning to purchase before applying for loan. I am shocked that the Branch Manager Mr Manoj suggested me to look for some other bank. I have already paid the processing fee and the Sanction letter is with me. Whom should I contact so that my issue/problem is resolved ASAP? It clearly shows that ICICI sanction letter don’t have any importance and you are really true unprofessional bank who don’t’ care about their customer. In future I will try my best not to deal with your bank in any means and also try to close all the relationship with your bank. I have currently holding 3 bank account, 1 gold credit card, 1 loan account. I know this will not going to affect you or your business.
As I have already informed that I need to pay the balance amount by the end of Jan’ I hope to get an answer from you ASAP. Please look into this and do the needfull ASAP. "
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