Hi
MY name is Ajaykumar Sirimalla and i was to apply a home loan through indiabulls home finance Panjagutt branch Hyderabad. They had intiially approved my loan for Rs 13lakhs and taken all my documents and one cheque stating that this is the regular procedure. They were supposed to charge me a processing fees of Rs.5, 510 for the loan amount against disbursement but instead of doing so before they could even disburse my loan of 13 lakhs they deducted Rs 5510/- as processing fees out of my ICICI bank a/c using the cheque i had given. Then they rejected my loan stating that they did not get a positive report about my property. If they did not give me the loan for any reason what right they have to deduct the processing fees, I have contacted them several times and had not got any response from them and they do not even answer my calls.
There is a sales Executive Mr. T. Satyanarayana Phone number 9393435556 who is not responding to my calls, he is the person who have confirmed all the submitted documents correct and your loan will be processed and released, later he is saying loan is regected, they can not refund processing fee and giving me all false stories and not returning even my property and personal documents.
I am sending you the details of the transaction which india bulls had done in to my account
On 08/june they had with draw from my a/c of RS.5510/- with . chq. no.369353
This was the cheque given to them, that they were supposed to deposite after disbursement of home loan.
So even before they processed my loan they deposited my cheque and took this amount out of my account.
I have never expected company like IndiaBulls is so irresponsible towards customers, I have been calling everyday but their executive not even taking my call.
I am also planning to move Consumer court.
Regards
Ajay Kumar Sirimalla
0 comments