I had taken a loan from LIC Housing Finance in Apr1999 for a period of 15 years. I paid my installments religiously and never defaulted. I managed to pay back the entire loan in Jun'08. However, i am yet to receive my original deed and original LIC Policy Certificates against which i got the said loan. the reason stated by LIC is that i have to furnish the bank statement showing that the last 12 cheques that i gave as monthly installment were cleared. Since i no longer have a relationship with that bank, this is impossible and also because it is located in another city.
What is shocking is that LIC can go through their own records and bank statements and check if any of the given cheques have bounced- in fact when i gave them the last cheque, any default and/or bouncing of an earlier cheque should have shown up. I find this mere harassment and have been going from pillar to post in vain.
Please Help!
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