I have a similar experience with The LIC Housing Finance
I had a home loan sanctioned from LIC Housing Finance on 22 Jan at Pune (Baner Office), however without giving any reasons, after a year they have returned my file and not returning the processing fee of Rs. 5700
According to Mr. Mayuresh Limaye (The branch manager) my loan was never processed for unknown reasons. He is the most irresponsible person I have interacted with so far. While my file was with him, he never use to update me the status of my home loan file number 700472. He tried to ignore my calls and never replied to my mails either. Suddenly one day he told me that my loan cannot be processed without giving me a proper reason.
On the contrary other public banks have disbursed the loan to the same buolding where I have booked my flat. It was tremendous time waste and hassle running behind these people for the status of my file.
I have submitted an application for reimbursing my processing fee. Again these people are not responding to my calls when I try to call them for the status of my application.
Pune branch manager Mr. Mayuresh Limaye has been ignoring my calls, and emails regarding the reimbursement of processing fees of my home loan application that was never processed. This Mr. Limaye never took or returned my calls regarding the status of my home loan application, though he charged me a processing fee of Rs 5700, later he returned my file without providing a reason. He is yet to reimburse my processing fees.
PLEASE DO NOT APPLY FOR LOAN WITH THESE PEOPLE.
Consequences:
1. The bulider is saying they will charge me penalty for late payment.
2. I need to repay the processing fees to another bank to get my loan sanctioned.
3. It is a tremendous waste of time and money running around these people (LIC Housing Fin) for the status of my file and now the reimbursal application.
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